*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Plus Jakarta Sans',sans-serif;background:#FAF9F6;color:#0F2942;line-height:1.6}
a{text-decoration:none}
.affil-bar{background:#0F2942;color:#E2E8F0;font-size:11px;text-align:center;padding:7px 16px;letter-spacing:.4px}
.affil-bar strong{color:#F2994A}
header{background:#FFFFFF;border-bottom:1px solid #E2E8F0;position:sticky;top:0;z-index:50}
.nav{max-width:1240px;margin:0 auto;padding:16px 28px;display:flex;justify-content:space-between;align-items:center}
.nav img{height:130px;width:auto;object-fit:contain}@media(max-width:600px){.nav img{height:95px}}
.btn-navy{background:#0F2942;color:#FFF;font-size:13px;font-weight:700;padding:11px 22px;border-radius:999px;box-shadow:0 2px 8px rgba(15,41,66,.15)}
.btn-navy:hover{background:#183C5E}
.hero{position:relative;height:520px;overflow:hidden;border-bottom:1px solid #E2E8F0;background:#FFF}
.marquee{display:flex;width:max-content;height:100%;animation:glide 55s linear infinite}
.track{display:flex;gap:12px;padding-right:12px;height:100%}
.track img{width:270px;height:100%;object-fit:cover;border-radius:4px;flex-shrink:0}
@keyframes glide{0%{transform:translateX(-50%)}100%{transform:translateX(0%)}}
.veil{position:absolute;inset:0;background:radial-gradient(circle,rgba(250,249,246,.93) 0%,rgba(250,249,246,.76) 55%,rgba(250,249,246,.45) 100%);display:flex;align-items:center;justify-content:center;text-align:center;padding:24px}
.hero-box{max-width:680px}
.cert{display:inline-block;background:#FFF;border:1px solid #CBD5E1;color:#0E7490;font-size:11px;font-weight:700;padding:5px 14px;border-radius:999px;margin-bottom:16px}
.hero-box h1{font-family:'Playfair Display',serif;font-size:clamp(32px,4.2vw,48px);font-weight:700;color:#0F2942;line-height:1.15;margin-bottom:14px}
.hero-box p{font-size:15px;color:#334155;font-weight:500;max-width:560px;margin:0 auto 24px}
.btn-teal{display:inline-block;background:#0E7490;color:#FFF;font-size:13.5px;font-weight:700;padding:14px 28px;border-radius:999px;box-shadow:0 8px 20px rgba(14,116,144,.25);border:none;cursor:pointer}
.btn-teal:hover{background:#0B5C73}
.sec{max-width:1200px;margin:0 auto;padding:64px 24px}
.sec-title{font-family:'Playfair Display',serif;font-size:32px;text-align:center;color:#0F2942;margin-bottom:10px}
.sec-sub{text-align:center;color:#475569;font-size:14.5px;max-width:600px;margin:0 auto 36px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#FFF;border-radius:16px;overflow:hidden;box-shadow:0 6px 20px rgba(15,41,66,.06);border:1px solid #E2E8F0;cursor:pointer;transition:transform .2s}
.card:hover{transform:translateY(-4px)}
.card-top{height:125px;padding:16px;display:flex;align-items:flex-start}
.c1{background:linear-gradient(135deg,#0F2942,#1E40AF)}
.c2{background:linear-gradient(135deg,#0E7490,#14B8A6)}
.c3{background:linear-gradient(135deg,#1D4ED8,#3B82F6)}
.c4{background:linear-gradient(135deg,#0369A1,#38BDF8)}
.tag{background:rgba(255,255,255,.22);color:#FFF;font-size:10px;font-weight:700;letter-spacing:.8px;padding:4px 10px;border-radius:6px;text-transform:uppercase}
.card-body{padding:20px}
.card-body h3{font-family:'Playfair Display',serif;font-size:19px;color:#0F2942;margin-bottom:8px}
.card-body p{font-size:13px;color:#475569;margin-bottom:12px}
.card-cta{font-size:12px;font-weight:700;color:#0E7490}
.box-wrap{background:#FFF;border:1px solid #E2E8F0;border-radius:20px;padding:36px;box-shadow:0 8px 24px rgba(15,41,66,.05)}
.lead-band{background:#0F2942;color:#FFF;border-radius:20px;padding:40px 32px;display:grid;grid-template-columns:1.2fr 1fr;gap:28px;align-items:center}
.lead-band h2{font-family:'Playfair Display',serif;font-size:28px;margin-bottom:8px}
.lead-band p{font-size:14px;color:#CBD5E1}
.inline-form{display:flex;gap:10px}
.input{width:100%;padding:12px 14px;border-radius:10px;border:1px solid #CBD5E1;font-size:14px;font-family:inherit}
.split-2{display:grid;grid-template-columns:1fr 1.15fr;gap:36px;align-items:start}
.perk-list{list-style:none;margin-top:16px;space-y:10px}
.perk-list li{font-size:14px;color:#334155;margin-bottom:10px;padding-left:22px;position:relative}
.perk-list li::before{content:"✓";position:absolute;left:0;color:#0E7490;font-weight:800}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
footer{background:#0F2942;color:#CBD5E1;text-align:center;padding:44px 24px;font-size:13px;margin-top:40px}
footer strong{color:#FFF}
@media(max-width:960px){.grid-4{grid-template-columns:repeat(2,1fr)}.lead-band,.split-2{grid-template-columns:1fr}}
@media(max-width:600px){.grid-4,.form-grid,.inline-form{grid-template-columns:1fr;flex-direction:column}.track img{width:190px}}